Pricing

How does the trial work?

Pro starts with a 14-day free trial on the monthly or the annual plan. You enter a card at checkout and nothing is charged during the trial. When it ends, the plan you picked starts and your card is charged, unless you cancel before then in Settings → Subscription → Manage billing; you keep Pro until the trial ends. One trial per person: if you have subscribed before, checkout starts the paid plan straight away.

Can I pay in bitcoin?

Yes, for the annual plan: $90 paid once over Lightning, $9 less than the annual card plan. The sats amount is worked out from the bitcoin price when you create the invoice and is fixed in it; the invoice is offered for 15 minutes. Pay it from any Lightning wallet. There is no free trial on the bitcoin plan. If you pay in bitcoin while a card plan is running, the card plan ends at the close of its current period and is not charged again, and your bitcoin year starts after it. A card plan with an unpaid invoice is cancelled at once instead, and your bitcoin year starts that day.

Does the bitcoin plan renew?

No. It is a one-time 12-month pass and nothing is charged automatically. We email you 14 days and 3 days before it ends. Renewing with bitcoin adds 365 days to your current end date, so renewing early costs you no days; it opens once 300 or fewer days are left. If you do nothing, your account returns to the free plan and nothing is deleted.

Can I cancel any time?

Yes. Cancelling stops the next renewal and you keep Pro until the end of the period you have already paid for.

What happens to my automations if Pro lapses?

Nothing is deleted and nothing you had running is switched off. Your account returns to the free limits: live buys are capped again at $25 per rolling 7 days, and exchange auto-sync stops at the next scheduled run. Strategies and connections you created on Pro keep working within those limits — you just cannot add new ones beyond the free allowance.

What happens to my portfolios if Pro lapses?

Nothing is deleted or hidden. You keep every portfolio and can still switch between them, rename them and archive them. The free plan includes 1 active portfolio: creating another one, restoring an archived one while you are at that limit, and the All portfolios view need Pro again. Archiving frees a place; restoring counts as creating.

How do alerts work?

Pick what to watch on the Alerts page: Bitcoin falling below your average cost, a price level, a Power Law value zone or multiple, or no buy for a number of days; on Pro also the Mayer multiple and the 200-week moving average. We check every 15 minutes and email you when one triggers, at most once a day per alert and again only after its condition has cleared, and at most 5 alert emails a day in all; anything beyond that shows on the Alerts page. The free plan includes 1 alert, Pro up to 25. Alerts are informational, not advice, and delivery is not guaranteed.

Can HodlHabit watch my cold storage?

Yes, on Pro, and watch-only. Add your wallet's extended public key (xpub, ypub or zpub) or paste its addresses; we show its balance in sats next to the stack you track, match on-chain receives to the withdrawals you recorded, and let you import other receives as buys at that day's closing price. We never ask for a private key or seed words and can never spend. An xpub is stored encrypted; addresses are looked up on a public block explorer from our servers; removing a wallet deletes everything about it. Pro watches up to 20 wallets, with alerts on outflows and receives. On the free plan you see the Wallets page as a preview, and you keep any wallet you already watch.

What happens to my wallets if Pro lapses?

Nothing is deleted and every wallet keeps being read, every 6 hours, with its balance and receives on your Wallets page. On-chain alerts pause and resume automatically when you have Pro again. Adding another wallet needs Pro again.

Can HodlHabit track my bitcoin-backed loan?

Yes, on Pro. Enter the terms from your loan agreement (amount, rate, how interest is charged, collateral and your lender's margin-call and liquidation levels) and record payments as you make them. HodlHabit shows the loan-to-value at today's price, the price of a margin call and of liquidation, how many sats or dollars bring you back to your target, the interest so far and the next payment, and emails you when the loan-to-value passes the level you set. If you watch the collateral's address, the balance is read on chain. The figures are estimates from what you entered: your lender's figures prevail. We are not a party to your loan and never touch your collateral. Pro tracks up to 20 active loans.

What happens to my loans if Pro lapses?

Nothing is deleted. You keep every loan and can still record payments, edit, close and delete them. Adding a loan needs Pro, and loan-to-value alerts pause until you have Pro again.

Can I track my ETF or MSTR exposure?

Yes, on Pro. Add your buys and sells of spot bitcoin ETFs (IBIT, FBTC, GBTC, BITB, ARKB, HODL, BRRR, EZBC, BTCO), Strategy (MSTR) and its preferreds (STRC, STRF, STRK, STRD), or listed miners. The ETFs track bitcoin; MSTR, the preferreds and the miners are bitcoin-related equities, not bitcoin, counted at their market value. HodlHabit values each position at the latest end-of-day close and converts it to sats at the bitcoin price recorded just after that day's US close, adds your stack for your total bitcoin exposure, draws your ETF and stock buys on your chart, and can email you when the total crosses a level. Prices are delayed end-of-day closes, so the figures are estimates, not advice; your broker's figures prevail. Pro tracks up to 30 positions.

What happens to my exposure positions if Pro lapses?

Nothing is deleted. You keep every position and entry, can still edit and delete them, and can record a sale of a ticker you hold. Adding a buy needs Pro, and exposure alerts pause until you have Pro again.

What do the Pro chart overlays show?

Three long-term models on your Orange Dots chart, each switched on from the chart: the 200-week moving average (updated weekly), the Mayer multiple (the price over its 200-day average, drawn as that average) and the Power Law value zones (the bands where the standard Dynamic DCA Power Law signal adds to a buy, shaded under the price). Model alerts email you when bitcoin enters a value zone or crosses a multiple of the Power Law value, which the free plan includes as its one alert, or, on Pro, crosses a Mayer multiple or a multiple of the 200-week average. The models describe past prices; they are not forecasts or advice.

What happens to the overlays if Pro lapses?

The chart keeps your average cost and the Power Law line; the other overlays need Pro again. Mayer multiple and 200-week MA alerts are paused, not deleted, and resume automatically when you have Pro again; you can still pause and delete them. A Power Law alert keeps running if it is your oldest active alert.

What happens to my alerts if Pro lapses?

Nothing is deleted. Mayer multiple and 200-week MA alerts pause, and so do on-chain, loan and exposure alerts, since they run only with Pro; of your other alerts, Power Law alerts included, the oldest active one keeps running on the free plan and the rest pause. Paused alerts resume automatically when you have Pro again. You can still pause and delete them; adding a new one needs you to be under the free plan's 1 alert, or Pro again.

Do you charge trading fees?

No. Your exchange's own fees apply to every order. HodlHabit never holds funds and takes no cut.

Do you offer refunds?

See the billing section of our Terms. If something has gone wrong with a first purchase, email hello@hodlhabit.com within 14 days and we will put it right.

Not financial advice. Bitcoin is volatile and you can lose money. Automated buys run on your exchange under your own API key.

Full terms are in the billing section of our Terms.